/* ════════════════════════════════════════════
   SYNERZ — LANDING PAGE STYLES
   Design: Premium fintech, trust-first, mobile-first
   Palette: Navy #1a3a6b | Teal #00c896 | White
════════════════════════════════════════════ */

/* ── RESET & BASE ── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: #1a2035;
  background: #ffffff;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  list-style: none;
}

/* ── TOKENS ── */
:root {
  --navy: #1a3a6b;
  --navy-dark: #0f2447;
  --navy-light: #2a5298;
  --teal: #00c896;
  --teal-dark: #00a87a;
  --teal-light: #e6faf5;
  --white: #ffffff;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-900: #0f172a;
  --red: #ef4444;
  --red-light: #fef2f2;

  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.04);
  --shadow-md: 0 4px 16px rgba(0,0,0,.08), 0 2px 6px rgba(0,0,0,.04);
  --shadow-lg: 0 12px 40px rgba(0,0,0,.1), 0 4px 12px rgba(0,0,0,.05);
  --shadow-xl: 0 24px 64px rgba(0,0,0,.12), 0 8px 24px rgba(0,0,0,.06);

  --transition: 0.2s cubic-bezier(.4,0,.2,1);

  --container: 1200px;
  --gutter: 24px;
}

/* ── UTILITY ── */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

.desktop-br { display: none; }
@media (min-width: 768px) { .desktop-br { display: block; } }

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: none;
  cursor: pointer;
  font-family: inherit;
  font-weight: 600;
  border-radius: var(--radius-full);
  transition: all var(--transition);
  text-decoration: none;
  white-space: nowrap;
  padding: 12px 24px;
  font-size: 0.9375rem;
  line-height: 1;
  position: relative;
  overflow: hidden;
}

.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0);
  transition: background var(--transition);
  border-radius: inherit;
}

.btn:hover::after { background: rgba(255,255,255,0.12); }
.btn:active { transform: scale(0.98); }
.btn:focus-visible { outline: 3px solid var(--teal); outline-offset: 3px; }

.btn-primary {
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 100%);
  color: var(--white);
  box-shadow: 0 4px 18px rgba(0,200,150,.28);
}

.btn-primary:hover {
  box-shadow: 0 8px 28px rgba(0,200,150,.4);
  transform: translateY(-1px);
}

.btn-white {
  background: var(--white);
  color: var(--navy);
  box-shadow: var(--shadow-lg);
}

.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-xl);
}

.btn-outline {
  background: rgba(255, 255, 255, 0.9);
  color: var(--navy);
  border: 1.5px solid var(--gray-300);
  box-shadow: var(--shadow-sm);
  backdrop-filter: blur(8px);
}

.btn-outline:hover {
  background: var(--white);
  border-color: var(--navy);
  color: var(--navy-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-full { width: 100%; }

.btn-lg {
  padding: 15px 32px;
  font-size: 1rem;
}

.btn-xl {
  padding: 18px 44px;
  font-size: 1.125rem;
}

/* ── STICKY MOBILE CTA ── */
.sticky-mobile-cta {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 200;
  padding: 10px 16px calc(10px + env(safe-area-inset-bottom, 0px));
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid var(--gray-200);
  box-shadow: 0 -4px 20px rgba(0,0,0,0.08);
  transform: translateY(100%);
  transition: transform 0.3s cubic-bezier(.4,0,.2,1);
}

.sticky-mobile-cta.visible {
  transform: translateY(0);
}

@media (min-width: 1024px) {
  .sticky-mobile-cta { display: none; }
}

/* ── HEADER ── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.85);
  transition: all var(--transition);
}

.site-header.scrolled {
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 4px 20px -4px rgba(26, 58, 107, 0.1);
  border-bottom-color: var(--gray-200);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  height: 72px;
}

.logo-link {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.logo-img {
  height: 68px;
  width: auto;
  object-fit: contain;
  object-position: left center;
}

.logo-img--footer {
  height: 48px;
}

.header-cta {
  display: inline-flex;
  align-items: center;
  margin-inline-start: auto;
  padding: 10px 22px;
  font-size: 0.875rem;
  white-space: nowrap;
}

@media (max-width: 480px) {
  .header-inner {
    height: 58px;
  }

  .logo-img {
    height: 38px;
    width: auto;
  }

  .header-cta {
    padding: 7px 14px;
    font-size: 0.8rem;
  }
}

/* ── HERO ── */
.hero-section {
  position: relative;
  background-color: #f8fbff;
  background-image:
    linear-gradient(90deg, #f8fbff 0%, rgba(248, 251, 255, 0.96) 48%, rgba(248, 251, 255, 0.84) 70%, rgba(248, 251, 255, 0.42) 100%),
    url('../img/hero.jpg'),
    url('hero.jpg');
  background-size: auto, cover, cover;
  background-position: center, right center, right center;
  background-repeat: no-repeat;
  padding: 64px 0 84px;
  overflow: hidden;
}

@media (max-width: 959px) {
  .hero-section {
    background-image:
      linear-gradient(180deg, rgba(248, 251, 255, 0.98) 0%, rgba(248, 251, 255, 0.93) 55%, rgba(248, 251, 255, 0.86) 100%),
      url('../img/hero.jpg'),
      url('hero.jpg');
    background-position: center, center top, center top;
    padding: 48px 0 60px;
  }
}

/* Modern subtle fintech micro-dot pattern */
.hero-bg-grid {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(26, 58, 107, 0.07) 1.2px, transparent 1.2px);
  background-size: 24px 24px;
  mask-image: radial-gradient(ellipse 90% 75% at 50% 30%, black 40%, transparent 85%);
  -webkit-mask-image: radial-gradient(ellipse 90% 75% at 50% 30%, black 40%, transparent 85%);
  pointer-events: none;
}

/* Luminous ambient radiant glow orbs */
.hero-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
  opacity: 0.65;
}

.hero-glow-1 {
  width: 550px;
  height: 450px;
  top: -120px;
  left: -80px;
  background: radial-gradient(circle, rgba(0, 200, 150, 0.16) 0%, rgba(0, 200, 150, 0.02) 70%, transparent 100%);
  animation: heroFloatOrb 10s ease-in-out infinite alternate;
}

.hero-glow-2 {
  width: 600px;
  height: 500px;
  top: 10%;
  right: -100px;
  background: radial-gradient(circle, rgba(26, 58, 107, 0.09) 0%, rgba(42, 82, 152, 0.02) 70%, transparent 100%);
  animation: heroFloatOrb 14s ease-in-out infinite alternate-reverse;
}

@keyframes heroFloatOrb {
  0% { transform: translate(0, 0) scale(1); }
  100% { transform: translate(25px, 20px) scale(1.08); }
}

.hero-inner {
  display: flex;
  flex-direction: column;
  gap: 22px;
  position: relative;
  z-index: 2;
}

@media (max-width: 959px) {
  .hero-copy {
    display: contents;
  }

  .hero-header-group {
    order: 1;
  }

  .hero-preview-wrap {
    order: 2;
  }

  .hero-proof-group {
    order: 3;
    display: flex;
    flex-direction: column;
    gap: 14px;
    align-items: center;
    width: 100%;
  }

  .hero-actions {
    display: none !important;
  }

  .hero-subheadline {
    margin-bottom: 0 !important;
  }

  .hero-social-proof {
    margin-bottom: 0 !important;
    width: 100%;
    justify-content: center;
  }

  .trust-chips {
    justify-content: center;
  }
}

@media (min-width: 960px) {
  .hero-inner {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 52px;
    align-items: center;
  }

  .hero-copy {
    display: block;
  }
}

/* Hero Badge with Live Status Ping */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(0, 200, 150, 0.08);
  border: 1px solid rgba(0, 200, 150, 0.3);
  color: #007052;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 20px;
  box-shadow: 0 2px 8px rgba(0, 200, 150, 0.08);
}

.live-status-dot {
  position: relative;
  width: 8px;
  height: 8px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.live-status-core {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #00c896;
}

.live-status-ping {
  position: absolute;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  background: #00c896;
  opacity: 0.75;
  animation: statusPing 2s cubic-bezier(0, 0, 0.2, 1) infinite;
}

@keyframes statusPing {
  75%, 100% {
    transform: scale(2.6);
    opacity: 0;
  }
}

.hero-headline {
  font-size: clamp(2.3rem, 5.2vw, 3.4rem);
  font-weight: 800;
  line-height: 1.14;
  color: #0b172a;
  letter-spacing: -0.03em;
  margin-bottom: 18px;
}

.hero-headline .headline-accent {
  background: linear-gradient(135deg, #1a3a6b 0%, #008f6b 55%, #00c896 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: inline;
}

.hero-subheadline {
  font-size: 1.1rem;
  font-weight: 450;
  color: #475569;
  line-height: 1.65;
  margin-bottom: 26px;
  max-width: 560px;
}

/* Hero Action Button Group */
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
  margin-bottom: 30px;
}

/* Social Proof Micro-Bar */
.hero-social-proof {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  background: rgba(255, 255, 255, 0.88);
  border: 1px solid rgba(226, 232, 240, 0.9);
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.03);
  margin-bottom: 26px;
  width: fit-content;
  backdrop-filter: blur(8px);
}

.social-proof-avatars {
  display: flex;
  align-items: center;
  position: relative;
}

.avatar-circle {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.6875rem;
  font-weight: 700;
  border: 2px solid #ffffff;
  color: #ffffff;
  margin-right: -8px;
}

.av-1 { background: linear-gradient(135deg, #1a3a6b, #2a5298); }
.av-2 { background: linear-gradient(135deg, #00a87a, #00c896); }
.av-3 { background: linear-gradient(135deg, #334155, #64748b); }

.avatar-badge {
  width: 18px;
  height: 18px;
  background: #00c896;
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.625rem;
  font-weight: 900;
  border: 2px solid #ffffff;
  margin-left: 2px;
  z-index: 4;
}

.social-proof-content {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.social-proof-stars {
  font-size: 0.8125rem;
  font-weight: 700;
  color: #eab308;
  display: flex;
  align-items: center;
  gap: 4px;
}

.star-row {
  display: inline-flex;
  align-items: center;
  gap: 2px;
  color: #eab308;
}

.star-row svg {
  display: block;
  flex-shrink: 0;
}

.social-proof-score {
  color: #0f172a;
  font-weight: 700;
}

.social-proof-text {
  font-size: 0.775rem;
  color: #64748b;
  font-weight: 500;
}

/* Trust Chips */
.trust-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.trust-chip {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 0.8125rem;
  font-weight: 600;
  color: #1e293b;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid #e2e8f0;
  border-radius: var(--radius-full);
  padding: 7px 14px;
  box-shadow: 0 2px 6px rgba(15, 23, 42, 0.03);
  backdrop-filter: blur(8px);
  transition: all 0.25s cubic-bezier(.4,0,.2,1);
}

.trust-chip:hover {
  transform: translateY(-2px);
  border-color: rgba(0, 200, 150, 0.4);
  box-shadow: 0 6px 16px rgba(0, 200, 150, 0.12);
  color: #007a58;
}

.trust-chip svg {
  color: #00a87a;
  flex-shrink: 0;
  transition: transform 0.2s ease;
}

.trust-chip:hover svg {
  transform: scale(1.15);
}

/* ── HERO FORM CARD ── */
.hero-preview-wrap {
  width: 100%;
}

.hero-form-card {
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-radius: 24px;
  border: 1px solid rgba(226, 232, 240, 0.9);
  box-shadow:
    0 24px 50px -12px rgba(15, 36, 71, 0.16),
    0 8px 24px -4px rgba(15, 36, 71, 0.08);
  overflow: hidden;
  position: relative;
}

.hero-form-card-accent {
  height: 4px;
  width: 100%;
  background: linear-gradient(90deg, #1a3a6b 0%, #00c896 100%);
}

.hero-form-header {
  padding: 20px 24px 4px;
}

.hero-form-badge-row {
  display: flex;
  gap: 8px;
  margin-bottom: 10px;
}

.hero-form-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: #0f2447;
  margin-bottom: 4px;
  letter-spacing: -0.02em;
}

.hero-form-subtitle {
  font-size: 0.825rem;
  color: #64748b;
  margin-bottom: 0;
}

.hero-advisor-form {
  padding: 16px 24px 24px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.hero-advisor-form .form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

@media (max-width: 580px) {
  .hero-advisor-form .form-row {
    grid-template-columns: 1fr;
  }
}

.optional-label {
  font-size: 0.75rem;
  color: #94a3b8;
  font-weight: 400;
  margin-left: 4px;
}

.hero-advisor-form .form-group {
  margin-bottom: 0;
}

.hero-advisor-form .form-input {
  padding: 10px 13px;
  font-size: 0.875rem;
}

.hero-advisor-form .btn-lg {
  padding: 13px 20px;
  font-size: 1rem;
  margin-top: 4px;
}

/* OTP Modal narrower width */
.modal-container--otp {
  max-width: 440px;
}

.otp-step--visible {
  display: block !important;
}

/* ── FIND MY ADVISOR MODAL ── */
.modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 1000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease;
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(15, 23, 42, 0.7);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}

.modal-container {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 580px;
  max-height: 92vh;
  overflow-y: auto;
  border-radius: var(--radius-xl);
  transform: translateY(20px) scale(0.97);
  transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 25px 60px -15px rgba(0, 0, 0, 0.35), 0 0 0 1px rgba(255, 255, 255, 0.1);
}

.modal-overlay.active .modal-container {
  transform: translateY(0) scale(1);
}

.modal-card {
  background: #ffffff;
  border-radius: var(--radius-xl);
  overflow: hidden;
  position: relative;
}

.modal-accent-bar {
  height: 4px;
  width: 100%;
  background: linear-gradient(90deg, #1a3a6b 0%, #00c896 100%);
}

.modal-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 26px 16px;
  background: #ffffff;
  border-bottom: 1px solid var(--gray-100);
}

.modal-header-content {
  flex: 1;
}

.modal-badge-row {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 6px;
}

.modal-badge {
  display: inline-flex;
  align-items: center;
  font-size: 0.72rem;
  font-weight: 700;
  color: #007052;
  background: rgba(0, 200, 150, 0.1);
  border: 1px solid rgba(0, 200, 150, 0.25);
  padding: 3px 10px;
  border-radius: var(--radius-full);
}

.modal-badge-fiduciary {
  display: inline-flex;
  align-items: center;
  font-size: 0.72rem;
  font-weight: 700;
  color: #1a3a6b;
  background: rgba(26, 58, 107, 0.08);
  border: 1px solid rgba(26, 58, 107, 0.2);
  padding: 3px 10px;
  border-radius: var(--radius-full);
}

.modal-title {
  font-size: 1.4rem;
  font-weight: 800;
  color: #0f2447;
  letter-spacing: -0.02em;
  line-height: 1.25;
  margin-bottom: 4px;
}

.modal-subtitle {
  font-size: 0.85rem;
  color: #64748b;
  line-height: 1.5;
}

.modal-close {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: none;
  background: var(--gray-100);
  color: var(--gray-600);
  cursor: pointer;
  transition: all var(--transition);
  flex-shrink: 0;
}

.modal-close:hover {
  background: var(--gray-200);
  color: var(--navy-dark);
  transform: rotate(90deg);
}

.modal-form {
  padding: 20px 26px 26px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

/* 2-column grid row on tablet and up */
.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}

@media (min-width: 520px) {
  .form-row {
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.form-label {
  font-size: 0.8125rem;
  font-weight: 650;
  color: #1e293b;
  display: flex;
  align-items: center;
  gap: 4px;
}

.form-label-hint {
  font-size: 0.75rem;
  font-weight: 400;
  color: #94a3b8;
}

.required-star {
  color: #ef4444;
}

.form-input {
  width: 100%;
  padding: 10px 14px;
  font-size: 0.9125rem;
  font-family: inherit;
  font-weight: 450;
  color: #0f172a;
  background: #f8fafc;
  border: 1.5px solid #e2e8f0;
  border-radius: var(--radius-md);
  transition: all var(--transition);
  appearance: none;
  -webkit-appearance: none;
  line-height: 1.45;
}

.form-input::placeholder {
  color: #94a3b8;
}

.form-input:hover {
  border-color: #cbd5e1;
  background: #ffffff;
}

.form-input:focus {
  outline: none;
  border-color: #00c896;
  background: #ffffff;
  box-shadow: 0 0 0 3px rgba(0, 200, 150, 0.18);
}

.form-input.error {
  border-color: #ef4444;
  background: #fef2f2;
}

.form-input.error:focus {
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.15);
}

.form-error {
  font-size: 0.775rem;
  color: #ef4444;
  font-weight: 500;
  min-height: 1em;
}

/* Select */
.select-wrapper {
  position: relative;
}

.form-select {
  padding-right: 40px;
  cursor: pointer;
  background-color: #f8fafc;
}

.form-select option {
  background: #ffffff;
  color: #0f172a;
}

.select-icon {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: #64748b;
  pointer-events: none;
  transition: transform 0.2s ease;
}

.form-select:focus + .select-icon {
  transform: translateY(-50%) rotate(180deg);
  color: #00a87a;
}

/* Checkboxes — Modern Interactive Selector Cards */
.form-fieldset {
  border: none;
  padding: 0;
}

.checkbox-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}

.checkbox-item {
  display: flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  padding: 8px 10px;
  border-radius: var(--radius-sm);
  border: 1.5px solid #e2e8f0;
  background: #f8fafc;
  transition: all var(--transition);
  user-select: none;
}

.checkbox-item:hover {
  border-color: #cbd5e1;
  background: #f1f5f9;
}

.checkbox-input {
  display: none;
}

.checkbox-custom {
  width: 17px;
  height: 17px;
  flex-shrink: 0;
  border: 1.5px solid #cbd5e1;
  border-radius: 4px;
  background: #ffffff;
  transition: all var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
}

.checkbox-input:checked ~ .checkbox-custom {
  background: #00c896;
  border-color: #00c896;
}

.checkbox-input:checked ~ .checkbox-custom::after {
  content: '';
  display: block;
  width: 4px;
  height: 8px;
  border: 2px solid #ffffff;
  border-top: 0;
  border-left: 0;
  transform: rotate(45deg) translate(-1px, -1px);
}

.checkbox-item:has(.checkbox-input:checked) {
  border-color: rgba(0, 200, 150, 0.45);
  background: #e6faf5;
}

.checkbox-label {
  font-size: 0.8125rem;
  font-weight: 550;
  color: #334155;
  line-height: 1.25;
}

.checkbox-item:has(.checkbox-input:checked) .checkbox-label {
  color: #007052;
  font-weight: 650;
}

/* ── Form Consent Checkbox ── */
.form-consent-group {
  margin-top: 6px;
  margin-bottom: 6px;
}

.consent-checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  cursor: pointer;
  user-select: none;
}

.consent-checkbox-input {
  width: 18px;
  height: 18px;
  min-width: 18px;
  margin-top: 2px;
  accent-color: #00c896;
  cursor: pointer;
  border-radius: 4px;
  transition: all var(--transition);
}

.consent-checkbox-input.error {
  outline: 2px solid #ef4444;
  outline-offset: 2px;
}

.consent-checkbox-text,
.text-\[11px\] {
  font-size: 0.72rem;
  line-height: 1.55;
  color: #64748b;
}

.consent-checkbox-text strong {
  color: #1e293b;
  font-weight: 650;
}

.text-text-secondary {
  color: #64748b;
}

.leading-relaxed {
  line-height: 1.55;
}


/* Button & hover animations */
.btn-arrow {
  transition: transform 0.2s cubic-bezier(.4,0,.2,1);
}

.btn-primary:hover .btn-arrow {
  transform: translateX(4px);
}

.form-privacy {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-size: 0.775rem;
  color: #64748b;
  margin-top: 4px;
}

.form-privacy svg {
  color: #00a87a;
  flex-shrink: 0;
}

/* ── API ERROR BANNER ── */
.api-error-banner {
  background: #fff1f2;
  border: 1px solid #fecdd3;
  border-radius: 10px;
  color: #be123c;
  font-size: 0.845rem;
  padding: 10px 14px;
  line-height: 1.5;
  margin-bottom: 4px;
}

/* ── OTP STEP ── */
.otp-step {
  border-top: 1px solid var(--gray-100, #f1f5f9);
  padding-top: 20px;
  margin-top: 4px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  animation: fadeInUp 0.25s ease;
}

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

.otp-step-header {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-radius: 10px;
  padding: 12px 14px;
  color: #15803d;
}

.otp-step-header svg {
  flex-shrink: 0;
  margin-top: 2px;
  color: #16a34a;
}

.otp-step-desc {
  font-size: 0.875rem;
  line-height: 1.5;
  color: #166534;
  font-weight: 500;
}

.otp-input {
  letter-spacing: 0.25em;
  font-size: 1.25rem !important;
  font-weight: 600;
  text-align: center;
}

.otp-resend-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-size: 0.82rem;
  color: #64748b;
}

.otp-resend-btn {
  background: none;
  border: none;
  padding: 0;
  cursor: pointer;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--teal, #00c896);
  text-decoration: underline;
  text-underline-offset: 2px;
  transition: color 0.15s;
}

.otp-resend-btn:hover {
  color: var(--navy, #1a3a6b);
}

.otp-resend-btn:disabled {
  cursor: not-allowed;
  opacity: 0.55;
}

/* ── SECTION COMMON ── */
.section-alt {
  background: var(--gray-50);
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 48px;
}

.section-eyebrow {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--teal-dark);
  margin-bottom: 10px;
}

.section-title {
  font-size: clamp(1.625rem, 3.5vw, 2.25rem);
  font-weight: 800;
  color: var(--navy-dark);
  line-height: 1.2;
  letter-spacing: -0.02em;
  margin-bottom: 14px;
}

.section-subtitle {
  font-size: 1rem;
  color: var(--gray-500);
  line-height: 1.7;
}

.section-body {
  font-size: 1rem;
  color: var(--gray-600);
  line-height: 1.75;
  margin-bottom: 24px;
}

.section-cta {
  text-align: center;
  margin-top: 48px;
}

/* ── TRUST SECTION ── */
.trust-section {
  padding: 56px 0;
  background: var(--white);
  border-bottom: 1px solid var(--gray-100);
}

.trust-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

@media (min-width: 768px) {
  .trust-cards {
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
  }
}

.trust-card {
  padding: 24px 20px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200);
  background: var(--white);
  text-align: center;
  transition: all var(--transition);
}

.trust-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
  border-color: var(--gray-300);
}

.trust-card-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
}

.trust-icon-blue {
  background: linear-gradient(135deg, #e8f0fe, #dbeafe);
  color: var(--navy);
}

.trust-icon-green {
  background: linear-gradient(135deg, var(--teal-light), #ccfce7);
  color: var(--teal-dark);
}

.trust-card-title {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--navy-dark);
  margin-bottom: 6px;
}

.trust-card-desc {
  font-size: 0.8125rem;
  color: var(--gray-500);
  line-height: 1.6;
}

/* ── HOW IT WORKS ── */
.how-section {
  padding: 80px 0;
}

.steps-grid {
  display: grid;
  gap: 24px;
  align-items: center;
}

@media (min-width: 900px) {
  .steps-grid {
    grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
    gap: 0;
  }
}

.step-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  border: 1px solid var(--gray-200);
  text-align: center;
  position: relative;
  transition: all var(--transition);
  box-shadow: var(--shadow-sm);
}

.step-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  border-color: var(--teal);
}

.step-number {
  font-size: 0.6875rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--teal);
  margin-bottom: 12px;
  text-transform: uppercase;
}

.step-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--teal-light), #e0f0ff);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  margin: 0 auto 16px;
}

.step-title {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--navy-dark);
  margin-bottom: 8px;
  line-height: 1.3;
}

.step-desc {
  font-size: 0.8125rem;
  color: var(--gray-500);
  line-height: 1.6;
}

.step-connector {
  display: none;
}

@media (min-width: 900px) {
  .step-connector {
    display: block;
    width: 32px;
    height: 2px;
    background: linear-gradient(to right, var(--teal), var(--navy-light));
    border-radius: 2px;
    flex-shrink: 0;
  }
}

/* ── RIA SECTION ── */
.ria-section {
  padding: 80px 0;
}

.ria-inner {
  display: grid;
  gap: 56px;
  align-items: center;
}

@media (min-width: 900px) {
  .ria-inner { grid-template-columns: 1fr 360px; }
}

.ria-compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 32px;
  border-radius: var(--radius-lg);
  overflow: hidden;
}

@media (max-width: 599px) {
  .ria-compare { grid-template-columns: 1fr; }
}

.compare-col {
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid;
}

.compare-col--bad { border-color: #fecaca; }
.compare-col--good { border-color: rgba(0,200,150,.3); }

.compare-header {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 16px;
  font-size: 0.8125rem;
  font-weight: 700;
}

.compare-header--bad { background: #fef2f2; color: #b91c1c; }
.compare-header--good { background: var(--teal-light); color: var(--teal-dark); }

.compare-list {
  padding: 14px 16px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.compare-list li {
  font-size: 0.8125rem;
  color: var(--gray-600);
  line-height: 1.5;
  padding-left: 14px;
  position: relative;
}

.compare-list--bad li::before {
  content: '–';
  position: absolute;
  left: 0;
  color: #f87171;
  font-weight: 700;
}

.compare-list--good li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--teal-dark);
  font-weight: 700;
  font-size: 0.75rem;
}

/* Infographic */
.ria-infographic {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 32px 24px;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  gap: 0;
}

.infographic-card {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 0;
}

.infographic-icon-wrap {
  width: 60px;
  height: 60px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.infographic-icon-teal {
  background: linear-gradient(135deg, var(--teal-light), #ccfce7);
  color: var(--teal-dark);
}

.infographic-icon-navy {
  background: linear-gradient(135deg, #dbeafe, #e0e7ff);
  color: var(--navy);
}

.infographic-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.infographic-text strong {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--navy-dark);
}

.infographic-text span {
  font-size: 0.8125rem;
  color: var(--gray-500);
}

.infographic-line {
  width: 2px;
  height: 24px;
  background: linear-gradient(to bottom, var(--teal), var(--navy-light));
  border-radius: 2px;
  margin-left: 29px;
}

/* ── BENEFIT SECTION ── */
.benefit-section {
  padding: 80px 0;
}

.benefit-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

@media (min-width: 768px) {
  .benefit-grid { grid-template-columns: repeat(3, 1fr); gap: 20px; }
}

@media (min-width: 1024px) {
  .benefit-grid { grid-template-columns: repeat(4, 1fr); }
}

.benefit-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 24px 20px;
  border: 1px solid var(--gray-200);
  transition: all var(--transition);
}

.benefit-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  border-color: var(--teal);
}

.benefit-card--highlight {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-color: transparent;
  color: var(--white);
}

.benefit-card--highlight .benefit-icon { color: var(--teal); background: rgba(255,255,255,0.1); }
.benefit-card--highlight .benefit-title { color: var(--white); }
.benefit-card--highlight .benefit-desc { color: rgba(255,255,255,0.75); }

.benefit-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--teal-light), #e0f0ff);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  margin-bottom: 14px;
}

.benefit-title {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--navy-dark);
  margin-bottom: 6px;
  line-height: 1.3;
}

.benefit-desc {
  font-size: 0.8125rem;
  color: var(--gray-500);
  line-height: 1.6;
}

/* ── FEE-ONLY SECTION ── */
.fee-only-section {
  padding: 80px 0;
}

.fee-only-grid {
  display: grid;
  gap: 20px;
  align-items: stretch;
}

@media (min-width: 768px) {
  .fee-only-grid { grid-template-columns: repeat(3, 1fr); }
}

.fee-only-card {
  border-radius: var(--radius-xl);
  padding: 40px 32px;
  text-align: center;
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  transition: all var(--transition);
}

.fee-only-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.fee-only-card--featured {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%);
  border-color: transparent;
  color: var(--white);
  box-shadow: var(--shadow-xl);
}

.fee-only-card--featured .fee-only-icon { color: var(--teal); background: rgba(255,255,255,0.1); }
.fee-only-card--featured .fee-only-card-title { color: var(--white); }
.fee-only-card--featured .fee-only-card-desc { color: rgba(255,255,255,0.75); }

.fee-only-icon {
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, var(--teal-light), #e0f0ff);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  margin: 0 auto 20px;
}

.fee-only-card-title {
  font-size: 1.1875rem;
  font-weight: 700;
  color: var(--navy-dark);
  margin-bottom: 10px;
}

.fee-only-card-desc {
  font-size: 0.9375rem;
  color: var(--gray-500);
  line-height: 1.7;
}

/* ── WHY SYNERZ ── */
.synerz-section {
  padding: 80px 0;
}

.synerz-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 40px;
}

@media (min-width: 768px) {
  .synerz-cards { grid-template-columns: repeat(4, 1fr); }
}

.synerz-card {
  border-radius: var(--radius-lg);
  padding: 28px 22px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  position: relative;
  transition: all var(--transition);
  overflow: hidden;
}

.synerz-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  border-color: var(--teal);
}

.synerz-card-accent {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--teal), var(--navy-light));
}

.synerz-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--teal-light), #e0f0ff);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  margin-bottom: 16px;
  margin-top: 8px;
}

.synerz-card-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy-dark);
  margin-bottom: 8px;
}

.synerz-card-desc {
  font-size: 0.8125rem;
  color: var(--gray-500);
  line-height: 1.65;
}

.synerz-highlight-quote {
  text-align: center;
  padding: 0 20px 8px;
}

.highlight-quote {
  font-size: clamp(1.125rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: var(--navy-dark);
  font-style: italic;
  position: relative;
  display: inline-block;
  padding: 20px 32px;
  border-left: 4px solid var(--teal);
  background: linear-gradient(135deg, var(--gray-50), #f0fdf8);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  max-width: 640px;
  text-align: left;
}

/* ── TESTIMONIALS ── */
.testimonials-section {
  padding: 80px 0;
  background: var(--white);
}

.testimonials-grid {
  display: grid;
  gap: 20px;
}

@media (min-width: 768px) {
  .testimonials-grid {
    grid-template-columns: 1fr 1.2fr 1fr;
    align-items: center;
  }
}

.testimonial-card {
  border-radius: var(--radius-xl);
  padding: 32px 28px;
  border: 1.5px solid var(--gray-200);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
}

.testimonial-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.testimonial-card--featured {
  border-color: var(--teal);
  box-shadow: var(--shadow-lg);
  background: linear-gradient(160deg, #f0fdf8, #ffffff);
  transform: scale(1.03);
}

.testimonial-card--featured:hover {
  transform: scale(1.03) translateY(-4px);
}

.testimonial-stars {
  display: flex;
  gap: 3px;
  color: #f59e0b;
  margin-bottom: 16px;
}

.testimonial-quote p {
  font-size: 1rem;
  color: var(--gray-700);
  line-height: 1.75;
  font-style: italic;
  margin-bottom: 20px;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.testimonial-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  color: var(--white);
  font-size: 0.75rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.testimonial-avatar--featured {
  background: linear-gradient(135deg, var(--teal), var(--teal-dark));
}

.testimonial-name {
  display: block;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--navy-dark);
}

.testimonial-location {
  display: block;
  font-size: 0.8125rem;
  color: var(--gray-400);
}

/* ── FAQ ── */
.faq-section {
  padding: 80px 0;
}

.faq-container {
  max-width: 760px;
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--gray-200);
}

.faq-item {
  border-bottom: 1px solid var(--gray-200);
}

.faq-item:last-child { border-bottom: none; }

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 20px 24px;
  font-family: inherit;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--navy-dark);
  text-align: left;
  background: var(--white);
  border: none;
  cursor: pointer;
  transition: background var(--transition);
}

.faq-question:hover { background: var(--gray-50); }
.faq-question:focus-visible { outline: 2px solid var(--teal); outline-offset: -2px; }

.faq-question[aria-expanded="true"] { background: var(--gray-50); color: var(--navy); }

.faq-icon {
  flex-shrink: 0;
  color: var(--gray-400);
  transition: transform var(--transition);
}

.faq-question[aria-expanded="true"] .faq-icon {
  transform: rotate(180deg);
  color: var(--teal-dark);
}

.faq-answer {
  padding: 0 24px 20px;
  background: var(--gray-50);
}

.faq-answer p {
  font-size: 0.9375rem;
  color: var(--gray-600);
  line-height: 1.75;
}

/* ── FINAL CTA ── */
.final-cta-section {
  padding: 100px 0;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 60%, #1a6b5a 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.final-cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 50%, rgba(0,200,150,.15) 0%, transparent 60%),
    radial-gradient(circle at 80% 20%, rgba(255,255,255,.05) 0%, transparent 50%);
  pointer-events: none;
}

.final-cta-inner {
  position: relative;
  z-index: 1;
}

.final-cta-title {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.2;
  letter-spacing: -0.02em;
  margin-bottom: 14px;
}

.final-cta-sub {
  font-size: 1.0625rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 8px;
}

.final-cta-body {
  font-size: 0.9375rem;
  color: rgba(255,255,255,0.65);
  margin-bottom: 36px;
}

/* ── FOOTER ── */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.7);
}

.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 24px;
  padding-top: 40px;
  padding-bottom: 32px;
}

@media (min-width: 768px) {
  .footer-inner {
    flex-direction: row;
    align-items: flex-start;
    justify-content: space-between;
  }
}

.footer-tagline {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.5);
  margin-top: 10px;
  max-width: 280px;
}

.footer-nav-list {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 8px;
}

.footer-link {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.6);
  padding: 4px 10px;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}

.footer-link:hover {
  color: var(--white);
  background: rgba(255,255,255,0.08);
}

.footer-disclaimer-wrap {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 24px 0 28px;
}

.footer-disclaimer {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.7;
  margin-bottom: 12px;
}

.footer-copy {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.35);
}

/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}

.animate-fade-up {
  animation: fadeUp 0.5s ease forwards;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

/* ── COMPREHENSIVE MOBILE VIEW PERFECTION ── */
@media (max-width: 768px) {
  :root {
    --gutter: 20px;
  }

  /* Section Spacing */
  .how-section,
  .ria-section,
  .benefit-section,
  .fee-only-section,
  .synerz-section,
  .testimonials-section,
  .faq-section {
    padding: 52px 0;
  }

  .final-cta-section {
    padding: 64px 0 72px;
  }

  /* Hero Section */
  .hero-inner {
    gap: 22px;
  }

  /* Steps Section */
  .steps-grid {
    gap: 16px;
  }

  .step-card {
    padding: 22px 18px;
  }

  /* RIA Comparison */
  .ria-inner {
    gap: 36px;
  }

  .ria-compare {
    grid-template-columns: 1fr;
    gap: 12px;
    margin-bottom: 24px;
  }

  .infographic-card {
    padding: 12px 0;
    gap: 12px;
  }

  .infographic-icon-wrap {
    width: 50px;
    height: 50px;
  }

  .infographic-line {
    margin-left: 24px;
    height: 18px;
  }

  /* Fee-Only Cards */
  .fee-only-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .fee-only-card {
    padding: 28px 22px;
  }

  /* Testimonials */
  .testimonials-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .testimonial-card {
    padding: 24px 20px;
  }

  .testimonial-card--featured {
    transform: none !important;
  }

  .testimonial-card--featured:hover {
    transform: translateY(-2px) !important;
  }
}

@media (max-width: 480px) {
  :root {
    --gutter: 16px;
  }

  /* Typography & Titles */
  .section-title {
    font-size: 1.5rem;
    margin-bottom: 10px;
  }

  .section-subtitle,
  .section-body {
    font-size: 0.9rem;
    line-height: 1.6;
  }

  /* Hero Mobile */
  .hero-section {
    padding: 24px 0 36px;
  }

  .hero-headline {
    font-size: 1.85rem;
    line-height: 1.2;
    margin-bottom: 12px;
    letter-spacing: -0.02em;
  }

  .hero-subheadline {
    font-size: 0.95rem;
    line-height: 1.55;
    margin-bottom: 0;
  }

  .hero-actions {
    display: none !important;
  }

  .hero-social-proof {
    width: 100%;
    flex-wrap: wrap;
    padding: 8px 12px;
    gap: 8px;
    margin-bottom: 0;
    justify-content: center;
  }

  .social-proof-text {
    font-size: 0.775rem;
  }

  .trust-chips {
    gap: 6px;
  }

  .trust-chip {
    padding: 5px 11px;
    font-size: 0.75rem;
  }

  /* Hero Form Card */
  .hero-form-card {
    border-radius: 18px;
    box-shadow: 0 16px 36px -8px rgba(15, 36, 71, 0.12);
  }

  .hero-form-header {
    padding: 16px 16px 4px;
  }

  .hero-form-title {
    font-size: 1.15rem;
  }

  .hero-form-subtitle {
    font-size: 0.785rem;
  }

  .hero-advisor-form {
    padding: 12px 16px 20px;
    gap: 12px;
  }

  /* Form Input 16px prevents iOS automatic viewport zoom */
  .hero-advisor-form .form-input,
  .hero-advisor-form .form-select {
    font-size: 16px !important;
    padding: 11px 13px;
    border-radius: 10px;
    min-height: 44px;
  }

  .hero-advisor-form .btn-lg {
    padding: 14px 18px;
    font-size: 1rem;
    min-height: 48px;
  }

  /* Trust Cards Grid */
  .trust-section {
    padding: 36px 0;
  }

  .trust-cards {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .trust-card {
    padding: 16px 10px;
    border-radius: 14px;
  }

  .trust-card-icon {
    width: 44px;
    height: 44px;
    margin-bottom: 10px;
  }

  .trust-card-icon svg {
    width: 22px;
    height: 22px;
  }

  .trust-card-title {
    font-size: 0.85rem;
    margin-bottom: 4px;
  }

  .trust-card-desc {
    font-size: 0.75rem;
    line-height: 1.45;
  }

  /* Benefit Cards Grid */
  .benefit-grid {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .benefit-card {
    padding: 16px 12px;
    border-radius: 14px;
  }

  .benefit-icon {
    width: 40px;
    height: 40px;
    margin-bottom: 10px;
  }

  .benefit-icon svg {
    width: 22px;
    height: 22px;
  }

  .benefit-title {
    font-size: 0.85rem;
  }

  .benefit-desc {
    font-size: 0.75rem;
    line-height: 1.45;
  }

  /* Synerz Cards Grid */
  .synerz-cards {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 24px;
  }

  .synerz-card {
    padding: 16px 12px;
    border-radius: 14px;
  }

  .synerz-icon {
    width: 40px;
    height: 40px;
    margin-bottom: 10px;
    margin-top: 4px;
  }

  .synerz-icon svg {
    width: 22px;
    height: 22px;
  }

  .synerz-card-title {
    font-size: 0.85rem;
  }

  .synerz-card-desc {
    font-size: 0.75rem;
    line-height: 1.45;
  }

  .highlight-quote {
    padding: 14px 18px;
    font-size: 0.95rem;
    border-radius: 0 12px 12px 0;
  }

  /* FAQ Accordion Mobile */
  .faq-question {
    padding: 16px 16px;
    font-size: 0.875rem;
    min-height: 48px;
  }

  .faq-answer {
    padding: 0 16px 16px;
  }

  .faq-answer p {
    font-size: 0.845rem;
    line-height: 1.65;
  }

  /* Final CTA Mobile */
  .final-cta-section {
    padding: 48px 0 56px;
  }

  .final-cta-title {
    font-size: 1.65rem;
    line-height: 1.25;
  }

  .final-cta-sub {
    font-size: 0.925rem;
  }

  .final-cta-body {
    font-size: 0.825rem;
    margin-bottom: 24px;
  }

  .final-cta-section .btn {
    width: 100%;
    max-width: 320px;
    justify-content: center;
    padding: 14px 20px;
    font-size: 1rem;
  }

  /* Footer Mobile */
  .footer-inner {
    padding-top: 28px;
    padding-bottom: 20px;
    gap: 18px;
  }

  .footer-nav-list {
    gap: 6px 12px;
  }

  .footer-link {
    padding: 4px 6px;
    font-size: 0.8rem;
  }

  .footer-disclaimer-wrap {
    padding: 16px 0 calc(24px + env(safe-area-inset-bottom, 0px));
  }

  .footer-disclaimer {
    font-size: 0.7rem;
    line-height: 1.55;
  }
}